Car Insurance Claim
Lawyer
Bergel Magence LLP is built on the foundation of family. For over 50 years and two generations, we have fought the toughest fights for our injured clients, winning them top awards. To us, our clients are family. Contact us for a free, no obligation case evaluation.
Award Winning Car Insurance Claim Lawyer




Don’t let your car insurance company in Toronto dictate the terms of your recovery after an accident. You have rights, and Bergel Magence Personal Injury Lawyers is here to make sure those rights are respected. We understand the stress and frustration you’re facing, and we’re not afraid to stand up to the insurance giants to secure the compensation you rightfully deserve.
Every moment matters after an accident, and the sooner you act, the stronger your case becomes. Our experienced legal team is ready to jump into action, building a robust case on your behalf while you focus on healing. We’ll handle the complex legal battles so you don’t have to. We understand that navigating the aftermath of an accident can be overwhelming, especially when dealing with common injuries from car accidents. Our attorneys are well-versed in understanding the nuances of these cases and can provide the support you need to ensure you receive the compensation you deserve. Trust us to advocate for your rights while you concentrate on your recovery and well-being.
Don’t wait another day to get the support you need.
Contact Bergel Magence LLP Personal Injury Lawyers now for a FREE CONSULTATION. Bergel Magence Personal Injury Law Firm will listen to your story, answer your questions, and develop a personalized strategy to get you the results you deserve.
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Request a Free Consultation. Get the Maximum Settlement You Deserve!

Andrew Bergel

Ilan Bergel

Hayden Cantor

Lorne Climans

Christopher Finlay
- Injury lawyers since 1972
- Free initial consultation
- We handle all types of injury cases
- You Don’t Pay Until We Win
At Bergel Magence LLP, we understand that a car accident in Mississauga, Brampton, or anywhere in Ontario can turn your life upside down. We’re not just car accident lawyers; we’re your advocates in the complex world of insurance disputes. Our personal injury law firm’s success is built on a foundation of client-focused service, legal expertise, and unwavering determination to secure fair compensation for those injured in motor vehicle accidents.
About Our Car Insurance Claim Services
At Bergel Magence LLP, our experienced car insurance claim lawyers specialize in representing individuals who have been injured in car accidents in Toronto. We understand that navigating the complexities of a car accident insurance claim can be overwhelming, especially when dealing with the aftermath of an accident. That’s why our dedicated team of car accident insurance claim lawyers is here to guide you through every step of the process, ensuring you receive the rightful compensation you deserve. Our lawyers possess in-depth knowledge of the local laws and insurance regulations, enabling us to build a strong case tailored to your unique circumstances. We are committed to advocating for your rights and will tirelessly pursue the compensation necessary for your recovery. With our car accident legal representation, you can focus on healing while we handle the complexities of your claim.
Our comprehensive car insurance claim services in Toronto encompass a meticulous case evaluation, where we carefully assess your unique situation to determine the most effective course of action. We take into account the specific details of your accident, injuries, and losses to craft a personalized legal strategy. Our skilled lawyers are adept negotiators, and we’ll engage with insurance companies on your behalf to secure a fair settlement that covers all your needs. If negotiations don’t yield a satisfactory outcome, our team is prepared to take your case to court, advocating fiercely for your rights and pursuing maximum compensation through litigation.
We understand the importance of accessing all available benefits, so we’ll assist you in obtaining the statutory accident benefits you’re entitled to under Ontario law, regardless of who was at fault for the accident. Additionally, we’ll fight to ensure you receive compensation for the pain and suffering you’ve endured as a result of your injuries. In cases where determining liability is complex, we collaborate with expert accident reconstruction specialists to establish the cause of the accident and hold the responsible party accountable.
Whether you’re searching for a “car insurance claim lawyer near me” or seeking guidance from a trusted “lawyer car accident insurance claim” expert, Bergel Magence LLP is your dedicated partner in navigating the complexities of car accident insurance claims in Toronto.
Why Choose Bergel Magence Car Insurance Lawyer Toronto
Our Proven Track Record
We have a history of successful car accident cases, recovering millions of dollars in compensation for our clients across Ontario, including those in Hamilton, Guelph, and Kitchener. Our results speak for themselves, demonstrating our ability to navigate the intricacies of insurance claims, fight for your rights against insurance carriers, and achieve optimal outcomes.
Personalized Attention and Compassionate Support
We recognize that every car accident case is unique, and we approach each client with the individualized attention they deserve. We listen to your story, understand your specific needs, and develop a tailored legal strategy to achieve your goals. Throughout the process, we provide compassionate support, guiding you through the complexities of insurance disputes, including bad faith claims and ensuring you receive all entitled insurance benefits, such as attendant care benefits and income replacement benefits.
Aggressive Advocacy and Expert Negotiation
We’re not afraid to stand up to insurance companies and demand fair compensation for your injuries, property damage, and other losses. Our experienced personal injury lawyers are skilled negotiators who will work tirelessly to reach a favorable settlement. If an agreement cannot be reached, we’re prepared to take your case to court and fight aggressively for your rights.
Transparency and Open Communication
We believe in keeping our clients informed and involved throughout the legal process. We provide regular updates on your case, answer your questions promptly, and explain your options in clear, easy-to-understand terms. We’re committed to building a strong attorney-client relationship based on trust, transparency, and open communication.
No Recovery, No Fee
We understand that financial concerns can be incredibly stressful after a car accident. That’s why we offer a contingency fee arrangement, which means you only pay our fees if we win your case. This allows you to pursue your claim without upfront costs, giving you peace of mind and the freedom to focus on your recovery.
Your Trusted Toronto Car Accident Lawyers
Bergel Magence LLP is a family-operated personal injury law firm with deep roots in Toronto. For over 50 years and across two generations, we’ve been dedicated to providing exceptional legal representation to individuals who have suffered injuries in car accidents and other personal injury cases. Our firm’s foundation is built on the values of family, integrity, and unwavering commitment to our clients’ wellbeing. Our team of experienced car accident lawyers has a proven track record of success in securing maximum compensation for our clients, including damages for pain and suffering, medical expenses, lost wages, and other losses. We’re well-versed in Ontario’s insurance laws and regulations, and we’ll fight tirelessly to ensure you receive the full range of benefits you’re entitled to, including attendant care benefits, income replacement benefits, and disability benefits.
At Bergel Magence LLP, we take pride in our personalized approach to every case. We listen attentively to your story, understand your unique needs, and develop a tailored legal strategy to achieve the best possible outcome for you. Our commitment to open communication and transparency means you’ll always be informed about the progress of your case and the next steps we’re taking on your behalf.
When you choose Bergel Magence LLP, you’re choosing a Toronto based personal injury law firm that cares deeply about your physical and mental health. We’re here to guide you through the legal process, alleviate your stress, and fight for the justice and compensation you deserve.
Legal Process for Car Insurance Claims in Toronto
Navigating a car insurance claim in Toronto involves a series of crucial steps, each designed to protect your rights and ensure you receive the compensation you deserve. Understanding this process is key to a smoother and more successful claim.
Report the Accident
The first and most immediate step is to report the accident to your insurance company. Provide them with accurate details about the accident, including the date, time, location, and a thorough description of the events. It’s essential to report any injuries, no matter how minor they may seem at the time. This initial report sets the foundation for your claim.
Gather Evidence
Building a strong case relies on solid evidence. Collect as much information as possible, including a copy of the police report, photographs of the accident scene and vehicle damage, and contact information for any witnesses. Medical records and bills related to your injuries are also crucial to document the extent of your damages.
Initial Claim Assessment
Your insurance company will assign an adjuster to assess your claim. The adjuster’s role is to review the evidence, interview witnesses, and determine fault. They will then calculate the value of your claim based on several factors, including the severity of your injuries, the extent of property damage, and any other losses you may have incurred.
Negotiation and Settlement
If your insurance company accepts liability for the accident, they will present you with a settlement offer. It’s important to consult with an experienced car accident lawyer before accepting any offer. An attorney can assess the fairness of the offer, negotiate with the insurance company on your behalf, and advocate for a settlement that truly reflects the full extent of your damages.
Dispute Resolution (If Necessary)
If you and your insurance company cannot agree on a settlement, dispute resolution options like mediation or arbitration may be pursued. These processes involve a neutral third party who helps facilitate communication and negotiation between both sides.
Litigation (If Necessary)
Should dispute resolution prove unsuccessful, your lawyer may recommend taking legal action against the at-fault driver or your insurance company. This involves filing a lawsuit and presenting your case in court. The court will then make a final decision regarding liability and the amount of compensation you are entitled to receive.
The Role of a Car Accident Lawyer in Toronto
A car accident lawyer plays a critical role throughout the entire claims process. They provide expert legal guidance, protect your rights, and work tirelessly to secure the best possible outcome for you. Their services include:
- Advising you on your legal rights and options
- Thoroughly investigating the accident and gathering evidence
- Skillfully negotiating with insurance companies
- Representing you in mediation, arbitration, or court proceedings
- Ensuring you receive all the benefits and compensation you deserve
The legal process for car insurance claims in Toronto can be complex and daunting, especially while you’re recovering from injuries. Having an experienced accident lawyer by your side can make a significant difference in ensuring a successful claim and obtaining the full compensation you’re entitled to under the law.
Challenges in Car Insurance Claims
Car insurance claims in Ontario are rarely straightforward. Claimants often face numerous challenges that can hinder their ability to receive fair compensation. Insurance companies, driven by their bottom line, may employ various tactics to minimize payouts.
One common challenge is the denial of valid claims. Insurers may dispute liability, argue that your injuries weren’t caused by the accident, or claim you haven’t met the eligibility criteria for certain benefits. In other instances, they might make unreasonably low settlement offers, hoping you’ll accept out of desperation or lack of knowledge about your rights. Delays in claim processing are another frequent hurdle, adding to the stress and frustration of an already difficult situation.
Navigating the complexities of insurance policies, understanding the nuances of Ontario’s insurance laws, and effectively communicating with adjusters can be overwhelming for claimants. This is where the expertise of a car accident lawyer becomes invaluable. They can help you overcome these challenges, level the playing field, and ensure your voice is heard throughout the claims process.
How Bergel Magence Lawyers Can Assist with Car Insurance Claims
At Bergel Magence LLP, we understand the intricacies of car insurance claims in Toronto and across Ontario. Our team of dedicated car accident lawyers is equipped with the knowledge, experience, and resources to provide comprehensive assistance throughout every stage of your claim, ensuring you receive the maximum compensation you deserve.
Thorough Investigation and Evidence Gathering
We begin by conducting a thorough investigation of your car accident case. This includes analyzing police reports,interviewing witnesses, reviewing medical records, and consulting with accident reconstruction experts if necessary. Our meticulous approach ensures that we gather all relevant evidence to build a strong and compelling case on your behalf.
Strategic Negotiation with Insurance Companies
We have extensive experience negotiating with insurance companies and understand their tactics. Our lawyers are skilled negotiators who will advocate fiercely for your rights and interests. We strive to secure a fair settlement that covers all your damages, including medical expenses, lost wages, pain and suffering, and other losses.
Aggressive Litigation and Court Representation
If a fair settlement cannot be reached through negotiation, we are prepared to take your case to court. Bergel Magence lawyers are experienced litigators who will zealously represent you in court, presenting a compelling case to the judge and jury. We will fight tirelessly to ensure you receive the justice and compensation you deserve.
Comprehensive Legal Guidance and Support
Throughout the entire claims process, we provide our clients with comprehensive legal guidance and support. We explain your rights and options in clear, easy-to-understand terms, answer your questions promptly, and keep you informed of any developments in your case. Our goal is to alleviate your stress and empower you to make informed decisions about your legal matter.
Access to Resources and Expert Network
At Bergel Magence LLP, we have access to a vast network of resources and experts, including medical professionals,accident reconstruction specialists, and financial advisors. We leverage these resources to strengthen your case and maximize your compensation. We also have strong relationships with other legal professionals who can provide specialized expertise if needed.
Commitment to Client Satisfaction
We are dedicated to providing exceptional service and achieving the best possible results for our clients. We understand the emotional and financial toll a car accident can take, and we strive to make the legal process as smooth and stress-free as possible. Our lawyers are compassionate, approachable, and committed to fighting for your rights every step of the way.
Don’t face your car insurance claim alone. The aftermath of a car accident is stressful enough; let the experienced team at Bergel Magence LLP shoulder the legal burden. We’re committed to securing the compensation you deserve, so you can focus on your recovery and moving forward.
Our dedicated team is ready to listen to your story, understand your unique needs, and provide the expert guidance and support you need during this challenging time. We offer free consultations to discuss your case and explain how we can help you navigate the complexities of the insurance claims process.
Take the first step towards a brighter future. Contact us today!
Legal Help from Toronto Car Insurance Claim
Have you or a loved one been involved in a car accident? If so, you understand how traumatic and life-changing this experience can be. Whether you’ve suffered physical injuries, emotional distress, or financial losses, it’s important to seek the help of a qualified personal injury lawyer to ensure you receive the compensation you deserve. Contact our law firm today, and we’ll help you with your car accident claim in Ontario.

Bergel Magence LLP has been helping accident victims obtain substantial awards for nearly five decades. Below you will find just a handful of examples of awards that we have recently negotiated or won for our clients.

for a passenger in a car who was rendered quadriplegic as a result of a motor vehicle accident
for a teenage boy who sustained a brain injury in a motor vehicle accident
for a teenage boy with developmental delay who suffered a brain injury in a motor vehicle accident
for an unemployed visitor to Canada who suffered a brain injury in a motor vehicle accident
for our client who suffered fractures to his ankle, knee, neck and pneumothorax in a motor vehicle accident , the impact of these injuries on his daily life has been profound. He faces ongoing pain and mobility challenges, greatly affecting his ability to perform routine tasks and engage in activities he once enjoyed. These types of severe automobile injuries not only require extensive medical attention but also lead to significant emotional and psychological stress as he navigates his recovery journey. for our client who suffered fractures to his ankle, knee, neck, and pneumothorax in a motor vehicle accident. These types of severe automobile injuries not only impact his physical mobility but also contribute to significant emotional distress and financial burdens due to medical expenses and rehabilitation costs. It is crucial that we address all aspects of his recovery process, ensuring he receives the compensation necessary to facilitate both his physical healing and emotional well-being.
for our client who suffered multiple fractures in a motor vehicle accident

- Home Visits
- Hospital Visits
- NO FEES UNLESS WE WIN
- Maximum Compensation
- TESTIMONIALS
What services do Bergel Magence Personal Injury Lawyers offer for car insurance claims in Toronto?
Why should I choose Bergel Magence LLP for my car insurance claim?
What should I do immediately after a car accident in Toronto?
After a car accident, it’s crucial to report the accident to your insurance company, gather evidence (such as police reports, photographs, and medical records), and consult with a car accident lawyer. Prompt action strengthens your case and helps ensure you receive the compensation you deserve. Bergel Magence LLP offers a free consultation to guide you through these steps.
How does Bergel Magence LLP assist with the car insurance claim process?
What challenges might I face when filing a car insurance claim, and how can Bergel Magence LLP help?
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1018 Finch Avenue West (at Dufferin) 5th Floor,
Toronto, Ontario M3J 3L5, CANADA